Magic Internet Money in a Post Fiat World

January, 27 2025

Micah Casella

15 min read

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“Money is a symptom of poverty.”

Accelerando


Money evolves. It’s progressed from seashells to coins to bits of code. The final form of money may be the representation of a resource or idea that you do not want to sell. A project building this type of idea must reorient a system, an industry, or humanity in a way that value-based interactions are fundamentally changed. We believe that Post Fiat is building toward this effort. As the network matures and reaches its end state, Post Fiat will create a new type of currency — one that extends beyond the bounds of a store of value and kickstarts the evolution of value.

A Primer on Post Fiat

Post Fiat answers the question, “What is a human’s place in a post-AGI world?”

Artificial general intelligence (AGI) will soon arrive and demonstrate superiority to human intelligence and production. Once AI decision-making exceeds human-led decision-making, humans will increasingly seek counsel from their AI counterparts. This switch has already begun: many big banks use AI for trading; students use it for their essays; medical doctors for their diagnoses. People will only continue to integrate more and more artificially generated, yet tangible advice into additional aspects of their lives.

Post Fiat is the foundation where activity like this can thrive. It is a network that establishes an economic framework for orchestrating interactions between AI agents and groups of people. These agents can specialize in any function their builders create, such as trading on public markets, providing productivity advice, conducting smart contract audits/security, or offering autonomous customer support. And via a partnership with Story Protocol, intellectual property (IP) generated by Post Fiat agents will be licensed and monetized. Effectively, Post Fiat aggregates human intelligence, protects IP, and aligns economic incentives — humans provide high-value information to train agents, and agents produce the most value for their users.

While it’s currently on XRP Ledger (XRPL), Post Fiat will eventually transition to its own Layer-1 blockchain. Post Fiat validator nodes will be the AI agents that users interact with. In addition to providing services, nodes will run XRPL’s RPCA consensus mechanism in the backend and receive rewards largely based on the value they generate. This mechanism creates a Darwinian contest among AI agent nodes to generate the most economically useful interactions for users.

As this essay dives deeper into Post Fiat, it will be essential to understand the landscape it seeks to transform. Building off the foundational infrastructure of XRP Ledger to the broader economic and technological shifts driven by AI, Post Fiat is architecting a system designed for the post-AGI economy. In the sections that follow, this essay will explore why Post Fiat chose the XRPL stack, the problems it aims to solve, how value accrues within its network, and how it stands apart from existing projects like Bittensor. It will also examine the current AI meta, the vision of its founder, and how users can interact with the system today. Together, these insights will paint a comprehensive picture of why our bet on Post Fiat is a bet on the shift of value exchange in a post-AGI world.

Addressing the XRP in the Room

XRP made headlines recently when its market cap surpassed BlackRock’s at over $149 billion. At that valuation, XRP is the largest finance token in crypto and one of the largest finance-related entities in the world. While it has clear market demand, Ripple Labs built XRPL to tackle transaction banking, a much smaller part of global finance than the total TAM. HSBC, the largest transaction bank, has a smaller market cap than Goldman Sachs, the top trading and investing firm. Considering this, Post Fiat is building out functionality that will initially focus on the investment banking vertical, which is less susceptible to geopolitical risk, even under the Trump administration.

Most are unaware that XRPL was originally designed to replace SWIFT (Society for Worldwide Interbank Financial Telecommunication), the global system facilitating secure and standardized communication between financial institutions for transaction banking, which encompasses international money transfers, trade settlements, and other banking operations. Each SWIFT transaction is accompanied by a message to ensure compliance. International standards like ISO 20022 often mandate certain data to accompany transactions, such as counterparty information and the transaction’s purpose. This is why XRPL has native memos.

Memos are unstructured data — but with the advent of large language models (LLMs), they can be structured and quantified in a way that was previously impossible. The ability of LLMs to autonomously identify and abstract the most useful addresses on the XRPL blockchain (without human intervention) positions Post Fiat as a new financial primitive, redefining how AI agents measure and generate economic value.

At a blockchain level, XRPL has many attractive security features and a few drawbacks. It’s been running for over a decade without downtime, has never succumbed to any serious attacks, uses a lightweight consensus protocol, enables address whitelisting, runs a centralized selection of its validator set (called the Unique Node List, or UNL), and distributes 100% of unlocking XRP (like inflationary rewards) to the Ripple Foundation.

The Post Fiat L1 will absorb the technological benefits of XRPL while addressing its core concerns. The merits of XRPL include:

  • Large total addressable market (TAM) despite a sector full of regulatory risks
  • The XRPL TAM is the least competitive category with the highest capitalization — XRP trades at over $149 billion with 24-hour volumes in the billions.
    • Post Fiat’s potential TAM will be significantly higher, targeting AI use cases and investment banking.
  • Native memos
    • Plain English memos are perfect for LLMs, making them a powerful feature in Post Fiat’s node selection and evaluation process.
    • Post Fiat will include private/encrypted memos, following banking compliance concerns and attracting financial institutions to build on the network.
  • Efficient performance and battle-tested ledger design
    • Processes 100,000 transactions for $5 with finality in a few seconds.
    • Has run for over a decade without downtime.
  • Lightweight consensus and inexpensive security budget
    • Post Fiat AI agent nodes can run RPCA consensus in the background with minimal CapEx.
    • The security model for the entire network is estimated to cost under $1 million (ChatGPT estimates about $150,000) in CapEx — Solana and Ethereum hit 8–9 figures and Bitcoin is in the billions.
  • Native central limit order book (CLOB), fungible and non-fungible token support, and conditional escrow (vesting capabilities and more)
    • These features remove the need for smart contract support in some of crypto’s most popular financialized use cases (DEXs, token issuance, etc.), enabling Post Fiat to maintain a lightweight architecture.

In addition to inheriting some of XRPL’s benefits, Post Fiat will also work to address some of the network’s concerns, as detailed in the chart below:


Post Fiat is building an AI-powered XRPL optimized for the nascent AI agent economy. It addresses XRPL’s centralization issues by using LLMs to select and reward blockchain validators based on economic activity. This approach keeps Post Fiat more aligned with the direction of the global economy and is more decentralized. Unlike XRPL’s reliance on Ripple Labs and its focus on transaction banking, Post Fiat leverages AI agents as validators, emphasizing unique value creation among nodes with reduced regulatory risk.

Post Fiat has re-architected Sybil-resistance and reward distribution by building an AI-powered system run on a novel Proof of Economic Value (PoEV) mechanism. With these advantages, we believe that Post Fiat will flip XRPL when AGI arrives — and Sam Altman says it’s coming sooner than many realize.

Engaging the User via LLMs not Smart Contracts


Every Layer-1 blockchain delivers value through a core offering that most directly engages the user. Bitcoin offers asset storage, which lets the user monitor and control their balance with personal sovereignty. Ethereum and Solana feature smart contracts. For users, it unlocks the ability to permissionlessly engage in various activities, like speculation or borrowing, that might otherwise face significant barriers to entry. And for developers, smart contracts allow them to build autonomous financialized applications with access to global liquidity, without the concern of a back office.

Post Fiat’s core offering is the LLM. Users can interact with a particular agent (or swarm) seeking economic or other value and join a community of people also intrigued by its capabilities. Meanwhile, developers can launch a purpose-driven LLM that attracts global capital and real-time data. Then, their LLM can compete for value creation in Post Fiat’s agentic financialized society. Post Fiat doesn’t need smart contracts — the LLM is the application.

But how will people issue or trade assets onchain without smart contracts? This is the advantage of building on the XRPL stack. A lot of DeFi functionality is already supported on XRPL without the use of smart contracts. It employs protocols for launching fungible and non-fungible tokens and a native decentralized exchange powered by a CLOB. With these capabilities, Post Fiat will offer many of the same functions as other networks, even without supporting smart contracts.

By building from the XRPL stack rather than forking the EVM/SVM or creating a new PoS/PoW system, Post Fiat has deliberately chosen to prioritize efficiency, simplicity, and alignment with its goals. Post Fiat’s core functionality relies on communication between users and LLMs, not arbitrary executable logic. An LLM just needs a messaging protocol — it doesn’t require users to perform a complicated set of actions to use it, as many smart contract applications demand.

LLMs are magnitudes more powerful than applications, redefining how humans accomplish tasks. Consider the value ChatGPT offers versus individual web-based applications: a general-purpose assistant accessed via natural language that enhances a user’s performance across many tasks, compared to a rigid, narrow-purpose interface designed for a single task. The Post Fiat network offers the same paradigm shift, unlocking unprecedented opportunities for human-AI collaboration and innovation across a range of subject matters.

The Big 3: Crypto, AI, and Competition

Crypto: Incentive Structures

Proof-of-Stake (PoS) and Proof-of-Work (PoW) have inherent flaws that seldom get discussed. Both incentivize resource accumulation. To earn the most rewards in PoS, validators must acquire the most native tokens. In PoW, rewards depend on obtaining significant mining hash power or hardware to solve arbitrary cryptographic puzzles. Though both approaches reward accumulation, it is not the only path to achieve high security. Blockchains leveraging AI evaluation could incentivize direct value creation as a means to maintain security and distribute rewards.

Post Fiat’s PoEV system aligns validator incentives with producing the most value for all users, since doing so wins them the highest percentage of PFT reward distribution. To accomplish this, Post Fiat uses AI determinism to reconstruct the reward distribution mechanisms that underlay most consensus protocols. This is made possible due to a unique property that major LLMs share: AI judgment converges on a deterministic output given a model, prompt, temperature setting, and set of memos. By aligning incentives to benefit users, Post Fiat creates a new type of L1 enabled by LLM technology.

Additionally, Bittensor’s current issues with reward distribution (discussed in a couple of sections) highlight the perils of making stake the default consensus mechanism for any protocol hosting AI agents. By working with a much simpler consensus mechanism that functions even without network rewards (XRPL validators don’t get paid), Post Fiat can keep a much more objective and fair system that will reward top agents.

AI: Synthetic Data

Synthetic data has become a popular tool in LLM training due to its ability to address challenges like data scarcity, privacy concerns, and high data labeling costs. By generating artificial datasets that mimic the real world, synthetic data offers a cost-effective and scalable way to train AI models. However, LLMs are only as good as the data they train on. Slop begets slop.

Recent studies have highlighted significant limitations of synthetic data. They found that over-reliance on synthetic datasets can lead to model collapse, where iterative training on artificial inputs resulted in degraded performance and reduced generalization.

Though still experimental, Post Fiat is building a solution that incentivizes users to provide high-quality data to the AI agents they interact with. Incentivized both by the quality of output and PFT rewards, data from user interactions with AI agents is used to train and refine LLM responses. Instead of competing against human intelligence, Post Fiat coordinates it in ways that AI generation cannot replicate. As a result, LLMs will generate more unique insights than they could by relying solely on synthetic data.

Competition: Edge in an AI Economy

Alex Good, the founder of Post Fiat, has spoken a few times about how analytical “edge” (i.e., advantage) is diminishing in a world full of LLMs that are infinite data scraping machines. Because AI is relatively ubiquitous and affordable, Alex realized that the edge in data is no longer in analysis but in coordination.

Alex came to this realization while developing AI-powered trading strategies for his personal portfolio. He had conversations with friends at Palantir, where he previously worked, and Citadel revealing that institutions had already incorporated AI into their trading operations. Alex realized that individuals cannot compete against entities with far greater resources. So, he began to reconceptualize where edge could be found in the markets, concluding that it could be derived from a network with effective intelligence gathering and economic lock-in. That is, by incentivizing large numbers of people to provide valuable insight to AI agents, a hivemind of quality information will get routed through the network and repackaged to its users.

The Foundations of Money

Post Fiat is preparing for a world where AGI will reorient society in a way that fiat currencies will become obsolete. In this world, the next-best currency would be the one that most appeals to AGI, facilitating AI-based transactions and offering the most compatibility for AI functionality.

Before discussing how to value PFT, it’s important to understand the economics of currencies and L1s to better contextualize Post Fiat’s market size.

Our debt-based monetary system requires increasing levels of liquidity to finance existing debt levels. The value of money in this system is based on our collective (and circular) belief in it; it’s also constantly being debased through additional debt issuance. Despite this, hundreds of fiat currencies continue to function as accepted forms of value exchange. However, as liquidity expands and fiat money is debased, other assets in the economy — such as Bitcoin or gold — begin to take on more money-like characteristics, increasing their legitimacy.

The ratio for valuing currencies is based on the “total number of currency units [to the] total demand for currency relative to goods and services denominated in that currency both fixed and forward contracted.” Put simply, value accrual is a tug-of-war between a currency and the demand per resource it can purchase.

For example, imagine a simple economy where the demand for total resources remains constant. To start, you have 10 currency units and 10 resource units, where resource units represent a society’s collective goods and services:

  • If you turn on the printer, increase the currency units to 20, and keep resources the same, you’ve introduced inflation, where each resource costs twice as much. In this scenario, the value of your currency has fallen.
  • If you increase production and now have 20 resource units and keep currency units at 10, you achieve a deflationary effect where your currency goes twice as far. That is, the value of your currency has increased relative to the goods and services it can purchase.
  • This relationship between currency units and demand per resource explains how hyperinflation has been prevented despite excessive USD printing — though during the pandemic, money grew much faster than GDP/production, causing price increases and real inflation in goods and services. Regardless, hyperinflation has remained at bay because the resources denominated in USD have seen increased demand and production (a proxy for US economic expansion) about as fast as the increase of the money supply. This excess of value creation has largely come from the tech sector, whose software products have replaced oil as the primary resource that cements the USD as the global reserve currency. In turn, the US tech sector drove this replacement by creating infrastructure and platforms essential to businesses worldwide, generating extraordinary demand for USD.

Applying this framework to crypto, the question becomes: What can you buy with crypto besides dollars?

L1s are valuable because their resource TAM is bigger than any single application’s market built on top. Additionally, an L1’s fundamental structure makes P/E ratios and revenues irrelevant to their asset values — because currency value is based on demand/resources, not security. And L1s are micro-economies, not businesses. Validator earnings provide insights into the security budget of an L1, while economic demand — reflected in transaction volumes — is a better measure of the overall value of an L1’s native token.

The value flowing through Post Fiat will be based on the demand for helpful AI services. The denomination for these services will be PFT. While PFT aims to be the dominant economic primitive behind all types of AI interactions, from finance to philosophy, Post Fiat will start with investment banking use cases and expand from there. Post Fiat’s biggest risk will be whether or not useful agents can generate real returns for users. If not, the market will underwhelm. If they do, we expect Post Fiat to follow a trajectory similar to OpenAI’s ChatGPT, where demand continues to surge even after a price increase from $20/month to $200/month.

On Bittensor

Bittensor has been one of the top AI tokens by market cap for over the past year. Before the AI agent meta, few assets were competitive to TAO valuation-wise. Bittensor’s value initially surged partially due to memetics (comparing Bittensor to Bitcoin in the AI meta) and partially by merit. Bittensor is interesting to analyze due to the parallels with Post Fiat and how it differs.

Bittensor refers to itself as a “decentralized machine learning” protocol. And it is. However, it is also a political organization.

At its core, Bittensor incentivizes an ecosystem of competition markets/venues that host the deployment of ML models. The performance of these models is then rewarded with TAO emissions (inflation). These venues are called subnets, which act as the operational layer defining the tasks that miners should pursue when they contribute resources (e.g., deploy ML models).

Anyone can deploy a subnet on Bittensor or join the network as a miner (resource contributor) or validator (subnet evaluator). While subnet validators help set the reward weights for miners within the subnet, a different process determines which subnets receive a higher portion of inflationary TAO rewards.

This part of the process is where Bittensor becomes political. The top 64 validators by stake weight are selected to join the Root Network, a special subnet that determines which subnets receive a larger share of TAO rewards. The determination process is ad hoc, however, rather than objective, measurable, or auditable. Instead, validators represent their own interest and “help distribute emissions to what they believe are the most valuable and productive subnets.”

Regardless, there’s no core methodology. Validators are run by humans, who ultimately have the discretion over how to distribute rewards. This system can incentivize unfair dealings (i.e., bribery or clandestine deals) if the identities of top validators are known. Root subnet validators could even give higher weights to the Root subnet, which would essentially recycle TAO, saving it for future allocation.

The subnet design is somewhat similar to Post Fiat’s with a few notable caveats, as displayed in the chart below:


We expect Post Fiat to eventually surpass Bittensor in both usage and value. Though the Bittensor community is planning an upgrade that would distribute the decision-making, it has yet to show any interest in supporting deterministic processes, which are more trustless, efficient, and fair. Even if it did consider this route, it would be structurally difficult to implement due to how Bittensor’s network security is constructed.

Dancing with the AI Agent Meta

The current AI agent meta is a meme. Kicked off by Goatseus Maximus (GOAT) and currently led by Virtuals (VIRTUAL), most projects building in this category lack any sort of economic flywheel or even basic value accrual. Instead, they rely on virality and memes.

Analyst agents launch as slight variations of AIXBT with questionable token-gated terminal analytics. Launchpads seek to mimic the Virtuals model, only creating a cleaner website UI (though some don’t seem to understand the importance of incorporating their native token as platform currency). Many AI hedge funds are just forking the Eliza stack, trading at unjustified market cap-to-NAV ratios. Even AI16Z (worth over $1 billion) trades off pure potential — at the time of writing, there is no value accrual, no integration, and nothing tangible that connects the token with the project.

Regardless, the market has an appetite for AI projects with tangible uses (or that advertise it) tied to their token, such as Virtuals, AIXBT, and Griffain. The current environment even lacks explicit incentives (minus speculation) to build real utility that accrues value to users. Post Fiat is filling this void, adding a reflexive element to AI agent development. With its incentive structure, we expect the following flywheel to emerge:

  • Successful AI agents attract more users.
  • Agents gain more quality data and improve output.
  • Agent output generates more economic value for users.
  • Agents and users accrue PFT rewards, attracting more users.

This self-reinforcing loop — where more useful AI output leads to more usage, which generates more data, and results in even better AI — creates a compounding cycle of growth. It also creates a unique barrier to entry that forces product-market fit for agents. In contrast, platforms like Virtuals lack a de facto filtering system, enabling bad or useless tech, memes, and scams to proliferate. By aligning incentives with the creation of useful agents, the Post Fiat platform drives demand for agent interactions, ultimately fueling the adoption of PFT.

In addition, Post Fiat is designed with institutional and advanced trading use cases in mind. Its flagship Artificial General Trading Intelligence (AGTI) node, currently under development, will offer sophisticated financial tools, such as data validation, index creation, and Diffie-Hellman privacy functions. These functions will aid in the compliant sharing of expertise and financial data in exchange for rewards.

Who is goodalexander?

Crypto loves a main character. And Alex Good, the founder of Post Fiat, has been a leading voice for the recent crypto-AI boom. He predicted the agent economy back in April, coined the term Web4 (which he’s now working to create), and is launching one of the most ambitious AI projects in the space.

After graduating from Wharton, Alex spent time at CitiFX and was one of Palantir’s first major users to apply data intel to FX trading. He later joined Palantir to lead capital markets and apply the firm’s software to predictive analytics with big data from companies, such as JP Morgan, Mastercard, and Standard Chartered. At Standard Chartered, he worked with large volumes of SWIFT data for transaction banking compliance and investment bank signal extraction. He also managed $750 million at Balyasny Asset Management as the lead analyst on a global TMTC team. At Balyasny, Alex pioneered a new type of long/short investing strategy that used real-time measures of advertising performance data to predict asset performance.

He leveraged this experience to co-found Perpetua, an ad tech company that started out in capital markets intelligence. It worked with Balyasny Asset Management and the top-performing global macro hedge fund with over $50 billion in AUM to measure LTV/CAC for all publicly traded tech, media, and telecom companies. Perpetua later evolved to be one of the largest Amazon advertising SaaS companies with a strategy focused on e-commerce ad arbitrage. Perpetua was acquired by Ascential in 2021 for $150 million and resold to Omnicom as part of the $865 million Flywheel Digital deal.

Alex sits on the spectrum of autistic scientist and genius advertiser. He’s driven by meaning and intends to leave an immortal legacy through Post Fiat. In addition to often espousing non-consensus viewpoints and investing in them before they’re profitable, he also aims to live in the future (as evidenced by the routine he described in The Blackprint and his use of Post Fiat’s productivity node). Alex is the type of founder we get excited about at Hypersphere; he’s the type of founder we see building a category-defining project.

Interacting with Post Fiat Today

Post Fiat’s end state will feature an L1 powered by AI-driven decision-making. In it, users will be rewarded for interacting with the network, and agents will be paid for generating economic value for users. Users can already interact with the protocol on XRPL via Discord (and soon a web application) as the Post Fiat team continues to develop its vision.

In a recent blog post, Alex laid out a detailed explanation of how to set up a wallet and interact with the first Post Fiat node, the Task Node. The Task Node is a productivity tool trained to help users set objectives, refine them, and suggest the best tasks to accomplish them. Users are currently rewarded with PFT for interacting with the node and will also be airdropped more PFT tokens in the future for being early adopters.

Post Fiat and other community members are currently building more nodes, including an NFT minter, a church, a social sharing tool (built by Wombo, an NVIDIA-backed startup), a financial data tool (AGTI Node by Post Fiat), and a trading agent (Corbanu by Post Fiat).

Perhaps the most exciting of these is the Corbanu trading agent. In addition to the pending social media presence, we are eager to see how the multi-manager structure of Corbanu performs, given our prior experience running a prominent multi-manager hedge fund. It will essentially run five strategies as a swarm of five agents focusing on day trading, post-earnings, macro, bubbles, and pre-catalyst.

Our Bet

Our bet on Post Fiat hinges on the imminent arrival of AGI and onboarding the real world.

The Path to AGI

First, we see AGI significantly shifting employment responsibilities and human trust in machine intelligence. The current economy is already seeing employers replace workers with AI. This will only accelerate as AGI reaches maturity. This shift not only redefines the nature of work but also paves the way for systems that better integrate human input and AI capabilities. Eventually, Post Fiat could become the best-designed human intelligence gathering and agentic coordination layer. 

In the new economy full of infinite data scraping machines, most data and analysis will be rendered useless. This will force us to use digital solutions that can track data provenance, license it, and monetize it on a globally shared and permissionless database — it will force us to use blockchains. With most data already public and unprotected, systems will need to be built around these digital solutions that incentivize groups of people to provide insight, data, and intelligence to particular AIs to ensure their scarcity and continue the training, fine-tuning, and progress of various models. With text-based chat being the primary form of communication with AI, a blockchain with native support for messaging will form the backbone of the new economy. It will also demand a new digital currency that is not subject to the same manipulation as government-issued money. Post Fiat will provide the infrastructure, and PFT will be the new currency.

Onboarding the Real World

We also see major potential in onboarding investment banks, hedge funds, and advanced AI-driven services. With these, the network could capture large flows of capital and generate real business utility. In a winner-takes-most dynamic, top-performing AI agents would attract more user demand, leading to more data and rewards, which in turn enhance their AI capabilities. This creates a virtuous cycle that increases demand for PFT as a payment and reward mechanism.

Post Fiat is positioned to serve as a hivemind aggregator of AI-based services. If AGI truly outperforms human decision-making, demand could surge exponentially, taking PFT adoption along with it. Of course, a lot must go right for Post Fiat to realize this vision — from execution and marketing (led by a strong main character and repeat founder) to the continued growth of its AI ecosystem and enthusiastic community.

Risks

  • None of the nodes produce any material value.
  • The current AI agent narrative could die off before mainnet launch.
  • XRPL scalability — despite capacity claims in the thousands of tps, the highest volume day saw about 80 tps.
  • AGI not playing out how we think it will.
  • Key man risk (Alex) until it takes off.

Tailwinds

  • A novel incentive structure that encourages value creation over resource accumulation, solving reward distribution problems of existing systems.
  • Growing Discord usage via Task Node participation (people feeding this AI personal data about their daily habits seeking advice) and an enthusiastic, cult-like community (a community member is launching a “Church Node” trained on banned religious texts).
  • Founder’s connections to traditional finance institutions to potentially onboard them as nodes.

Closing Thoughts

ChatGPT’s launch at the end of 2022 ignited everyone’s imagination regarding the state of AI, showing the world just how advanced these systems had become. It also raised urgent questions about the future of humanity in a world where AI increasingly outpaces human decision-making, creativity, and productivity. If Sam Altman’s prediction of achieving AGI in 2025 proves accurate, humanity will soon confront a profound transformation in how societies organize, interact, and value human contributions.

In such a world, where data and intelligence — rather than capital or labor — become the most critical currency, systems like Post Fiat will redefine the foundations of value exchange. By creating a platform that aligns economic incentives with the production of meaningful insights and services, Post Fiat represents a bold attempt to build both a new kind of blockchain and a new economic framework.

In the end, surpassing money isn’t just about replacing fiat. It’s about building the right paradigm to capture value in systems where AI amplifies human intelligence rather than replacing it, enabling us to address challenges beyond our individual capabilities. Post Fiat is our bet on that future.

Thank you to Mehdi, Brian, Jack, and Alex for insightful conversations on Post Fiat.

Disclaimer

The information contained in this publication, including but not limited to research, analysis, data, and opinions, is provided solely for informational purposes and should not be construed as financial, investment, or trading advice. This publication does not constitute an offer, recommendation, or solicitation to buy, sell, or hold any cryptocurrency, security, or other investment.

Neither the author nor Hypersphere Ventures provides any guarantee as to the accuracy, completeness, or reliability of the information presented herein, nor does this publication serve as a basis for any financial or investment decisions.

Please note that both Hypersphere Ventures and the author are investors in Post Fiat (PFT), which may create a conflict of interest. All opinions expressed are solely those of the author and are not intended to represent the views of any other entity. Investment in cryptocurrencies and blockchain-related projects carries significant risks, including the potential for substantial losses. Always conduct thorough due diligence and consult a licensed financial advisor before conducting any investment activities.